Home Insurance Costs with Deductible Scenarios in Baton Rouge, LA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Baton Rouge, LA	$162600	$1004	$1,381
Port Allen, LA	$119700	$721	$992
Baker, LA	$126000	$748	$1,030
Oak Hills Place, LA	$315400	$806	$1,109
Slaughter, LA	$144600	$1155	$1,590
Shenandoah, LA	$244100	$805	$1,107
Merrydale, LA	$110000	$675	$929
Brusly, LA	$206800	$1393	$1,917
Westminster, LA	$246900	$1481	$2,037
Brownfields, LA	$141300	$712	$980

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Impact of Coverage Amount on Home Insurance Cost In Baton Rouge, LA

Coverage Amount	Home Insurance Cost ($)
$100,000	$797
$200,000	$2,408
$300,000	$3,585
$400,000	$4,307
$500,000	$5,513
$750,000 to $1000,000	$6,374
Above $1000,000	$7,537

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Baton Rouge, LA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Baton Rouge, LA Average Home Insurance Cost	$1,398.06
State Average Home Insurance Cost	$1,666
Difference Vs national Average	174.06

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Top Homeowners Insurance Companies in Baton Rouge, LA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$1,350
Allstate	$1,308
State Farm	$1,247
United	$780

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Baton Rouge, LA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-196	1202
One Claim	+98	1496
Two Claims	+168	1566

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