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Home Insurance Costs with Deductible Scenarios in Baton Rouge, LA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Baton Rouge, LA $162600 $1004 $1,381
Port Allen, LA $119700 $721 $992
Baker, LA $126000 $748 $1,030
Oak Hills Place, LA $315400 $806 $1,109
Slaughter, LA $144600 $1155 $1,590
Shenandoah, LA $244100 $805 $1,107
Merrydale, LA $110000 $675 $929
Brusly, LA $206800 $1393 $1,917
Westminster, LA $246900 $1481 $2,037
Brownfields, LA $141300 $712 $980

Impact of Coverage Amount on Home Insurance Cost In Baton Rouge, LA

Coverage Amount Home Insurance Cost ($)
$100,000 $797
$200,000 $2,408
$300,000 $3,585
$400,000 $4,307
$500,000 $5,513
$750,000 to $1000,000 $6,374
Above $1000,000 $7,537


Baton Rouge, LA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Baton Rouge, LA Average Home Insurance Cost$1,398.06
State Average Home Insurance Cost$1,666
Difference Vs national Average174.06

Top Homeowners Insurance Companies in Baton Rouge, LA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,350
Allstate $1,308
State Farm $1,247
United $780

Baton Rouge, LA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -196 1202
One Claim +98 1496
Two Claims +168 1566