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Home Insurance Costs with Deductible Scenarios in Lincoln, LA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lincoln, LA $145900 $1046 $1,439
Grambling, LA $90200 $803 $1,105
Vienna, LA $252700 $1491 $2,051
Arcadia, LA $85500 $765 $1,052
Simsboro, LA $75900 $682 $939
Quitman, LA $100000 $878 $1,208
Dubach, LA $107700 $934 $1,285
Downsville, LA $120500 $1019 $1,402
Farmerville, LA $72700 $653 $899
Bernice, LA $46800 $395 $543

Impact of Coverage Amount on Home Insurance Cost In Lincoln, LA

Coverage Amount Home Insurance Cost ($)
$100,000 $805
$200,000 $3,153
$300,000 $3,798
$400,000 $5,065
$500,000 $6,483
$750,000 to $1000,000 $7,496
Above $1000,000 $8,864


Lincoln, LA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lincoln, LA Average Home Insurance Cost$1,456.2
State Average Home Insurance Cost$1,666
Difference Vs national Average232.2

Top Homeowners Insurance Companies in Lincoln, LA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,350
Allstate $1,308
Centauri Specialty $1,031
United $780

Lincoln, LA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -175 1281
One Claim +87 1544
Two Claims +175 1631