Home Insurance Costs with Deductible Scenarios in Livingston, LA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Livingston, LA	$155800	$1088	$1,497
Independence, LA	$96600	$853	$1,174
French Settlement, LA	$153000	$1196	$1,646
Shenandoah, LA	$244100	$805	$1,107
Hammond, LA	$149400	$672	$925
Denham Springs, LA	$145000	$725	$997
Prairieville, LA	$222000	$780	$1,073
Monticello, LA	$140100	$708	$975
Killian, LA	$168600	$1264	$1,740
Livingston, LA	$155800	$1088	$1,497

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Impact of Coverage Amount on Home Insurance Cost In Livingston, LA

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,002
$200,000	$3,040
$300,000	$3,840
$400,000	$4,882
$500,000	$6,249
$750,000 to $1000,000	$7,225
Above $1000,000	$8,544

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Livingston, LA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Livingston, LA Average Home Insurance Cost	$1,515.6
State Average Home Insurance Cost	$1,666
Difference Vs national Average	291.6

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Top Homeowners Insurance Companies in Livingston, LA

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$1,247
ASI Lloyds	$1,050
Maison	$1,042
Centauri Specialty	$1,031

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Livingston, LA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-212	1303
One Claim	+91	1607
Two Claims	+212	1728

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