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Home Insurance Costs with Deductible Scenarios in Ouachita, LA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Ouachita, LA $133400 $985 $1,356
Start, LA $125900 $1052 $1,447
Lakeshore, LA $115900 $989 $1,361
West Monroe, LA $122800 $735 $1,011
Sterlington, LA $106500 $926 $1,274
Brownsville, LA $49700 $426 $587
Downsville, LA $120500 $1019 $1,402
Eros, LA $82900 $743 $1,023
Richwood, LA $45800 $384 $529
Monroe, LA $143200 $1033 $1,422

Impact of Coverage Amount on Home Insurance Cost In Ouachita, LA

Coverage Amount Home Insurance Cost ($)
$100,000 $872
$200,000 $3,019
$300,000 $3,992
$400,000 $5,008
$500,000 $6,410
$750,000 to $1000,000 $7,412
Above $1000,000 $8,764


Ouachita, LA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Ouachita, LA Average Home Insurance Cost$1,372.5
State Average Home Insurance Cost$1,666
Difference Vs national Average148.5

Top Homeowners Insurance Companies in Ouachita, LA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,308
State Farm $1,247
ASI Lloyds $1,050
Centauri Specialty $1,031

Ouachita, LA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -178 1194
One Claim +69 1441
Two Claims +178 1551