Home Insurance Costs with Deductible Scenarios in Ouachita, LA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Ouachita, LA	$133400	$985	$1,356
Start, LA	$125900	$1052	$1,447
Lakeshore, LA	$115900	$989	$1,361
West Monroe, LA	$122800	$735	$1,011
Sterlington, LA	$106500	$926	$1,274
Brownsville, LA	$49700	$426	$587
Downsville, LA	$120500	$1019	$1,402
Eros, LA	$82900	$743	$1,023
Richwood, LA	$45800	$384	$529
Monroe, LA	$143200	$1033	$1,422

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Impact of Coverage Amount on Home Insurance Cost In Ouachita, LA

Coverage Amount	Home Insurance Cost ($)
$100,000	$872
$200,000	$3,019
$300,000	$3,992
$400,000	$5,008
$500,000	$6,410
$750,000 to $1000,000	$7,412
Above $1000,000	$8,764

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Ouachita, LA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Ouachita, LA Average Home Insurance Cost	$1,372.5
State Average Home Insurance Cost	$1,666
Difference Vs national Average	148.5

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Top Homeowners Insurance Companies in Ouachita, LA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,308
State Farm	$1,247
ASI Lloyds	$1,050
Centauri Specialty	$1,031

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Ouachita, LA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-178	1194
One Claim	+69	1441
Two Claims	+178	1551

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