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Home Insurance Costs with Deductible Scenarios in Rapides, LA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Rapides, LA $133800 $988 $1,360
Pineville, LA $142600 $717 $986
Alexandria, LA $137900 $1008 $1,387
Boyce, LA $73800 $663 $913
Prospect, LA $148600 $1175 $1,617
Center Point, LA $89800 $800 $1,101
Rock Hill, LA $114800 $982 $1,352
Ball, LA $137200 $1116 $1,536
Lecompte, LA $83300 $746 $1,027
Rapides, LA $133800 $988 $1,360

Impact of Coverage Amount on Home Insurance Cost In Rapides, LA

Coverage Amount Home Insurance Cost ($)
$100,000 $1,079
$200,000 $3,079
$300,000 $3,922
$400,000 $5,118
$500,000 $6,551
$750,000 to $1000,000 $7,575
Above $1000,000 $8,957


Rapides, LA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Rapides, LA Average Home Insurance Cost$1,376.1
State Average Home Insurance Cost$1,666
Difference Vs national Average152.1

Top Homeowners Insurance Companies in Rapides, LA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,308
State Farm $1,247
ASI Lloyds $1,050
Centauri Specialty $1,031

Rapides, LA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -193 1183
One Claim +96 1472
Two Claims +165 1541