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Home Insurance Costs with Deductible Scenarios in Vernon, LA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Vernon, LA $116600 $894 $1,231
Simpson, LA $140400 $1134 $1,560
DeRidder, LA $135200 $722 $994
Pitkin, LA $70500 $633 $871
Anacoco, LA $127700 $1063 $1,462
New Llano, LA $96600 $853 $1,174
Hornbeck, LA $87100 $778 $1,070
Rosepine, LA $141100 $1137 $1,565
Vernon, LA $116600 $894 $1,231
Beauregard, LA $115200 $886 $1,219

Impact of Coverage Amount on Home Insurance Cost In Vernon, LA

Coverage Amount Home Insurance Cost ($)
$100,000 $1,232
$200,000 $3,222
$300,000 $4,436
$400,000 $5,300
$500,000 $6,784
$750,000 to $1000,000 $7,844
Above $1000,000 $9,275


Vernon, LA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Vernon, LA Average Home Insurance Cost$1,245.6
State Average Home Insurance Cost$1,666
Difference Vs national Average21.6

Top Homeowners Insurance Companies in Vernon, LA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,308
ASI Lloyds $1,050
Maison $1,042
Centauri Specialty $1,031

Vernon, LA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -174 1071
One Claim +100 1345
Two Claims +162 1408